Finding a place to call home is both an exciting and stressful endeavor, particularly in Northern Colorado’s challenging housing market. Colorado State University’s Housing Partners Program helps CSU employees save money on housing through a network of real estate professionals offering discounted services to CSU employees.

Through the Housing Partners Program, CSU employees can benefit from discounts on services such as:

  • new home construction
  • realtor commissions
  • home inspections
  • renting
If you are a mortgage broker interested in partnering please note: if your company does NOT provide funding for a loan OR mortgage in any way, you are welcome to apply to partner. Please include this information in your application. If your company does provide any direct funding to any borrowers in any way, we likely won’t be able to approve your application.
 

CSU employees can sign up for CSU’s Housing Programs updates.

If you are a real estate professional interested in partnering with the university through the Housing Partners Program, see these guidelines for participation.


New Home Construction

Landmark Homes

Combining thoughtful floor plans, distinct architecture, and premier locations make our homes one-of-a-kind. We pride ourselves in building homes tailored to your lifestyle that are built to last. With over 20+ years in the homebuilding industry, our portfolio consists of everything from custom and semi-custom homes to townhomes and condominiums throughout Northern Colorado. We describe ourselves as a semi-custom home builder because your home should reflect your taste, style, and personality. Landmark Homes is pleased to offer CSU employees free washer, dryer, and refrigerator included with the purchase of a home. This offer cannot be combined with other existing Landmark Homes incentives. Employees can learn more or speak to representative at Landmark homes at https://mylandmarkhomes.net via email at HelloOSC@mylandmarkhomes.net or by phone at (970) 632-6385. 

Hartford Homes

Hartford Homes has been in the business of changing lives for more than 30 years. From the neighborhoods we develop to the homes we build; we aim for a higher standard. We aim to create places that enrich people’s lives here in Northern Colorado. We recognize that each home we design, build and sell is likely the biggest single investment of a homeowner’s life. We realize our homeowners spend every day in our homes and in our communities. Therefore, our homes and communities are thoughtfully planned and built with enduring quality. They’ve been a cornerstone of Northern Colorado since 1988. Hartford Homes has developed more than 35 communities and built more than 4,000 homes. We have multiple communities throughout Northern Colorado ranging from 1 bedroom condos to 4+ bedroom single family homes. Hartford Homes is excited to offer CSU employees $1,000 towards closing costs, interest rate buy downs or prepaids. Employees can learn more or speak to a representative at Harford Homes via email at Kendall@hartfordco.com or by phone at (970) 716-6082. Please click this link to find out more! http://www.hartfordco.com

Dream Finders Homes

Dream Finders Homes is a nationally renowned and publicly traded company that sets new standards in new home construction. With innovative designs, superior quality, and unwavering dedication to customer satisfaction, we redefine the art of homebuilding. Personalization is at the heart of our approach. We empower you to create a home that reflects your unique taste and lifestyle, customizing every detail to bring your vision to life. Beyond aesthetics, our homes integrate cutting-edge technologies and sustainable practices. From LEED gold certified communities to energy-efficient solutions, we prioritize both comfort and environmental responsibility. Through exclusive partnerships with renowned designers and leading brands, we offer the latest trends and highest-quality options. Your home will embody luxury, functionality, and style. As a testament to our commitment, Dream Finders Homes is proud to partner with CSU, providing an exclusive $5,000 in flex cash towards your new home purchase. Choose Dream Finders Homes for unparalleled craftsmanship, personalized experiences, and exceptional quality. Experience “The Dream Finders Difference” as we build your American Dream—one extraordinary home at a time. Employees can learn more or speak to a representative via email at mls.co@dreamfindershomes.com phone at 888-208-7455 or website https://dreamfindershomes.com/. 

Real Estate Agents

Sheida Azimi at HomeSmart

I am a dedicated and client-oriented realtor (Broker Associate). It is a privilege and honor to help others. I emphasize educating and empowering my clients to make a decision that feels right for them. I know this area inside and out! I can work with buyers to find the right home at the right price for buyers, including all the neighborhood amenities that matter – not to mention the essential criteria buyers have for their ideal home. There are a few smart strategies for home buying. These strategies are aimed at removing some of the emotional drivers in home-buying and giving more weight to facts and analysis. Typically, agents try to get clients hooked on a home to close on a deal quickly, but I often find this leads to dissatisfaction. All my clients get briefed on smart home-buying tactics they can utilize during their property search. This ensures buyers are able to negotiate more wisely. Buyers also get instant notifications on available homes on the market based on their criteria. I offer a 1% purchase price back as a credit at closing towards closing costs or buying points to reduce the interest rate. Employees can learn more or speak to Sheida at sheida@colorado-properties.com  (970) 690-7659 https://colorado-properties.com/colorado-buyers-and-sellers-promotions/

Erin Moomey at Elevations Real Estate

I am an experienced real estate agent who has been a part of the Northern Colorado community since 2004. I am an expert communicator, negotiator and strive to understand and represent my clients’ best interests while making the home buying and selling process a positive one for all involved. By curating connections within the community I’m able to help you navigate the difficult and often emotional environment of real estate. I pride myself on being an unstoppable cheerleader, coach and support system for the people I’m blessed to work with. I love working with people who are trustworthy, trusting, honest and transparent and is committed to providing the best experience possible. Building wealth and establishing security through owning real estate is the cornerstone of my business and I’m passionate about helping others achieve their goals. I’ve had extensive experience with first time home buyers, investors, sellers and people relocating in or out of the area. Staging, negotiating and building relationships with buyers and sellers are my favorite aspects of the business. I’m a nerd for the psychology of selling and love all of the relational parts of my job. In addition, I offer $1,000 towards closing costs at closing. Employees can learn more or speak to Erin at erinmoomey@elevationsrealestate.com (970) 692-0119 http://www.movewithmoomey.com/

Kim Carmichael at EXP Realty – Northern Colorado

Whether you are a first time homebuyer or have bought or sold a home before, I would love to join you on your real estate journey. I know the local community — both as an agent and a neighbor — and can help guide you through the nuances of our local market. With a focus on service and setting you up for success, I will work harder than anyone else to make your real estate experience as professional, fun and easy as possible! I am dedicated to making your experience awesome and I am excited to work with you as a team, because this process is about YOU and your goals. Ultimately, I work for you and I look forward to the opportunity to work with you and earn your business. Please don’t hesitate to contact me today! In addition, I offer $1500 back as a credit at closing towards closing costs at closing.  Employees can learn more or speak to Kim at k@kimsellsco.com 970-632-8556 or https://kimcarmichael.exprealty.com/index.php

James Sack at Coldwell Banker

As a Listing Agent and Buyer’s Agent here in beautiful Northern Colorado, I work for you. I have earned and maintained the International Diamond Award, representing the top 10% of all Coldwell Banker agents. My past experiences, including certified home inspector, insurance roof adjuster, home builder, and small business owner for the past 15 years, providing my real estate clients with the background and expertise they deserve. Our family has called Northern Colorado home for fifteen years now, and we love it here. My wife is the program manager for the Impact MBA program here at Colorado State University, ranked as one of the top five sustainable impact MBA’s in the nation. Together with our two children and pet rescue dog, our family cannot imagine living anywhere else. You receive the following when you choose me as a REALTOR®: Attention to detail, open-mindedness, communication, breadth of knowledge, a passion for homes, and more. In addition, I offer $1500 towards buyer closing costs at closing. Employees can learn more or speak to James at james.sack@cbrealty.com (970) 217-9705  or https://www.JamesSack.com

Millie Mitchell at EXP Realty

I have been a Realtor in Fort Collins since 1999 and also work at the Student Disability Center at CSU and have for almost 8 years now. Let me put my experience as a Realtor and CSU employee to work for you. I am happy to help and extend my offer to both Buyers and Sellers. I offer $1500 towards closing costs at closing. I also offer free Comparative Market Analyses to all. Employees can learn more or speak to Millie at millie.mitchell@exprealty.com or  (970) 391-8356  

Doug Patmore at Hub Real Estate powered by eXp

As a fellow CSU employee, I understand the need to find the right homebuying opportunities that allow for access to campus, and that allow you to take advantage of such a wonderful place to live. I am eager to lend my expertise to our faculty and staff whether you are a first-time homebuyer or have been a part of many transactions – the goal is to make the process as simple, effective, and enjoyable as possible! I encourage you to reach out to discuss what your needs are and find out how I can be of service. I’m very pleased to offer $1,500 towards buyer closing costs at closing for CSU employees to alleviate some of the financial burden, and more than anything, am excited to help my fellow Rams achieve home ownership in Northern Colorado! Employees can connect with Doug by emailing dougpatmore@hubreal.com or by calling him directly at (970)213-0358.

Heather Patel at Windermere Real Estate

I am a client focused Realtor here to help you find your spot in this beautiful state. Whether you are trying to find your first home, your dream home or realizing your goal of financial freedom with investment property I’m here to help you reach your goals with confidence. My passion for real estate, knowledge of the business & community along with my high level of customer service will make your home buying journey a pleasant experience from start to finish. Colorado has always been my home. Growing up here to graduating from Colorado State University – Go Rams. My husband and I met at CSU, have 2 busy boys and he is now going on 15 years working at CSU. When the time is right, be sure to contact me so that I can put the power of Windermere to work for you. I offer $1,000 towards closing costs and a one year home warranty at closing. Find me on Facebook at HeatherPatelRealEstate or on Instagram @heatherpatelrealestate via email heatherpatel@windermere.com or phone (970) 214-9479 

Scott Kimball at Your Castle Real Estate

I offer real estate services of buying, selling, and investing (short/long-term rentals as well as multi-family) anywhere in the state of Colorado. I offer $1,000 discount at closing. Click here to learn more about me:https://www.youtube.com/watch?v=BV1uJ2Jrfhg&t=13s or visit my website at: https://scottkimball.com/ You can also reach me at scott@scottkimball.com  or (303) 522-0907. 

Ally Ruggiero at Remax

Hello, I’m Ally Ruggiero, your friendly neighborhood REALTOR in Northern Colorado. Though my roots are in the South, Colorado has been my cherished home for more than twenty years. Alongside my college sweetheart turned husband, Adam, we’re raising a wonderful son and daughter, creating a warm and vibrant family life. Both Adam and I are proud Colorado State University alumni – go Rammies! I earned a biology and biomedical science degree, complemented by a Master’s in Business Administration. This blend of science and business drives my professional journey. With 14 years in corporate Environmental Science – Sales, Service, Marketing, and global program management – I bring a diverse skill set to real estate.  As your dedicated REALTOR, my mission is clear: help you find your dream home and achieve real estate goals. Access to top listings, global networking, innovative marketing, and technology ensure your real estate experience is remarkable. It’s about relationships, guidance, and a smooth, enjoyable journey. I offer .5-1.0% discount when you list your home with me. You can reach me at (970) 231-2263 allynocohomes@outlook.com  or https://allysonruggiero.remax.com.

JoAnn Caddoo at Remax

As you begin the exciting journey of buying a home in Northern Colorado, finding the right REALTOR® who will 100% guide you the entire way is essential! My dedication to exceptional real estate service goes beyond local roots. It’s about fostering genuine relationships, being a steadfast advocate for your dreams, and providing open, transparent communication every step of the way. A successful real estate transaction is built on trust, and I make it my mission to ensure you feel confident and informed throughout the entire process. One of my core values is ensuring you fully understand every facet of the real estate journey. Whether you’re a first-time homebuyer, seller, or a seasoned investor, I will patiently and thoroughly guide you through the process, answering all your questions and addressing any concerns. I don’t see myself as just a real estate agent; I am your personal educator and guide, empowering you to make informed decisions. I am proud to be part of the largest and most trusted brokerages in Colorado, RE/MAX Alliance, where we are held to high standards and committed to exceptional service. I offer $1,500 credit at closing. You can reach me at (970) 219-5922 joannc@remax.net  or https://joannc.remax.com/

Cindy Tse at Remax 

I’ve spent a decade working in higher education, some of those years at CSU, which is centered on serving others and building lasting relationships. Purchasing or selling a home can be stressful and can feel daunting at times. My goal is to help make that process as smooth and seamless as possible for you. As a OUT AND PROUD member of the LGBTQIA+/Queer Community, I specialize in helping our community and their families with their real estate needs. Whether you are looking for your first home, expanding your family, downsizing, or relocating, I’m here to assist you. I take pride in representing this community and their families. In my spare time, I enjoy hiking, camping, and summiting 14’ers all around Colorado. I love this state and I look forward to helping find your perfect home. I offer $1500 credit at closing towards closing costs or buying down points. GO RAMS! You can reach me at (970) 212-6801 cindy@thenixonteam.com or https://cindy.thenixonteam.com.

Home Inspectors

Todd Gourley @Reveal360 Inspection Services, LLC                                             

Reveal360 Inspection Services, LLC appreciates the important work CSU employees do every single day! Reveal360 Inspection Services is here to deliver thorough, comprehensive inspection services. By combining experience, effective communication, and exceptional reporting, we provide our clients with an experience that is not easily matched. We will help you learn everything about the current condition of your home or property by not only showing you how we determine issues and needed repairs but also the steps to take in fixing these problems. With an emphasis on complete thoroughness and client education, you will have the information you need to be a well-informed buyer, seller, or homeowner. In addition I offer CSU employees $30 off for home inspections; $20 off Radon Measurement Testing, and $20 off Sewer Scope Inspections for a total of $70.00. Employees can learn more or speak to Todd at (970) 389-1250 todd@reveal360is.com or https://www.reveal360is.com/

Dan Devries @ Pillar to Post Home Inspectors

Pillar To Post Home Inspectors, cares for CSU employees and Ram nation! Owner/operator Dan Devries is a CSU graduate himself and knows what a special place the Choice City is. We strive to deliver thorough, comprehensive inspections and additional services. By combining first rate technology, communication in the transaction with all parties, and complete reporting, we provide our clients with peace of mind throughout the inspection process, and after! We want help you learn everything regarding the current condition of your home or investment property. With an emphasis on client education, you will have the information you need to be a well-informed in the most important transaction of your life, for you and your family. We offer CSU employees $100 off a radon test during their inspection process. Employees can learn more by calling Dan @ 970 430 7795 or submit your questions to dan.devries@pillartopost.com

Home Maintenance Providers

One Hour Hearing and Air

One Hour Heating & Air Conditioning: $298.00 Non-Agr. Price Value: -One Cooling System Precision Tune-Up & Cleaning per year. -One Heating System Precision Tune-Up & Cleaning per year. -$500 Off Home Comfort System Purchase
Benjamin Franklin Plumbing: $383.00 Non-Agr. Price Value: -One Whole Home Plumbing System Inspection per year. -One 14 Point Water Heating System Maintenance per year.
-$300 Off Tankless Water Heater Purchase
Mister Sparky Electrical:  $262.00 Non-Agr. Price Value: -One Whole Home Electrical System Inspection per year. -One Electrical Service Panel Inspection & Cleaning per year. -$200 Off Electrical Service Change Purchase
DRY Medic Restoration Services: $149.00 Non-Agr. Price Value: -One Whole Home Thermal Leak Inspection -Deductible Forgiveness (50% off event deductible up to $1000 per event)
All Four include: -Priority Scheduling -15% off Level Repair Pricing -No Trip Fees
Total Value = $1,092.00 Non-Agreement Price – 1st year free for CSU employees using discount code: OHCSU2023 . Employees can learn more by calling (970) 400-7044  or emailing Teresa.gerry@authoritybrands.co  

Mortgage Providers

Commitment to Campus (C2C) also has the following employee discounts with mortgage providers: 

Mortgage Savings from Rocket Mortgage (formerly Quicken Loans)

As faculty and staff of Colorado State, you can take advantage of all the benefits Rocket Mortgage has to offer, including:
• Up to $2,000 in a closing cost credit; their highest offer ever!
• Competitive home purchase and refinance rates
• A personalized and seamless mortgage process that gives you 24/7 visibility into your loan
• Opportunities to save with special pricing

For more information, see the Rocket Mortgage/CSU website or contact Rocket Mortgage at 1-800-923-5766.

Canvas Credit Union 

We’re helping CSU faculty and staff by slashing mortgage costs:

  • Automatically lowered rate by 0.125% APR‡ on primary residences
  • Waived Origination Fee and $700 application fee
  • Available on conventional mortgages, Jumbo mortgages, and 100% Home (our 0% down payment mortgage)
  • No Home Equity Line of Credit (HELOC) closing costs (except possible appraisal fee)

Apply for your dream home today at canvas.org/loans, or by visiting our Canvas Consultants at a branch. *This is separate from the Mortgage Insurance Waiver Program.