Financial wellness is an important part of overall well-being and student loan debt can have a profound impact on borrower’s lives and quality of life.

Since Colorado State University is a public service employer, employees may be eligible to apply for Public Service Loan Forgiveness (PSLF). This program forgives student loan debt for individuals working full-time in the public service sector.

To qualify for PSLF, you must:

• be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service);
• work full-time for that agency or organization;
• have Direct Loans (or consolidate other federal student loans into a Direct Loan);
• repay your loans under an income-driven repayment plan*; and
• make 120 qualifying payments. 

Annually Certify Your Employment

To apply for, and help you track your progress toward qualifying for PSLF, visit the Federal Student Loan Website annually or when you change employers. When submitting digitally, it will ask you to give an email address, and you can give the [email protected] email address.

Please note that HR receives a high volume of these requests and processes these requests in the order they were received. To help expedite the process be sure to complete sections 1 and 2 in their entirety and include your email address.

Resources for PSLF

Fidelity, TIAA, and Corebridge (formerly AIG) all have online resources to help you calculate student loan repayment options. If you have a retirement account with one of these vendors, you can access these tools by logging in to their online portal.

The website for Federal Student Aid has information on the PSLF program, calculators, and other resources to help manage student loan debt.